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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,846 | $109,620-19.0% | $148,496-40.2% | $94,015-5.5% |
| Participation rate | 94.7% | 71.3%+23.5pp | 76.0%+18.7pp | 70.8%+23.9pp |
| Annual return | 10.22% | 17.54%-7.3pp | 12.33%-2.1pp | 17.84%-7.6pp |
| Employer contribution / active EE | $4,455 | $2,618+70.2% | $3,497+27.4% | $2,790+59.7% |
| Participant deferral / active EE | $3,109 | $3,831-18.9% | $4,808-35.3% | $4,249-26.8% |
| Admin fee / account holder | $4,690 | $10,050-53.3% | $19,547-76.0% | $8,951-47.6% |