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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,527 | $73,009-30.8% | $90,756-44.3% | $68,495-26.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -21.47% | -13.81%-7.7pp | -12.16%-9.3pp | -7.84%-13.6pp |
| Employer contribution / active EE | $4,463 | $2,193+103.5% | $2,922+52.8% | $2,596+71.9% |
| Participant deferral / active EE | $3,025 | $3,626-16.6% | $4,565-33.7% | $4,028-24.9% |
| Admin fee / account holder | $592 | $5,896-90.0% | $8,445-93.0% | $5,403-89.0% |