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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,411 | $166,089+48.4% | $164,928+49.4% | $145,978+68.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 3.03% | 100.26%-97.2pp | 70.08%-67.0pp | 550.52%-547.5pp |
| Employer contribution / active EE | $4,996 | $5,276-5.3% | $4,343+15.0% | $4,662+7.2% |
| Participant deferral / active EE | $23,000 | $6,961+230.4% | $6,034+281.2% | $6,690+243.8% |
| Admin fee / account holder | $4,509 | $16,641-72.9% | $12,684-64.5% | $13,400-66.3% |