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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,108 | $135,645-20.3% | $110,243-1.9% | $135,380-20.1% |
| Participation rate | 60.0% | 83.5%-23.5pp | 79.8%-19.8pp | 82.6%-22.6pp |
| Annual return | -3.63% | 513.24%-516.9pp | 314.76%-318.4pp | 519.81%-523.4pp |
| Employer contribution / active EE | $1,137 | $4,907-76.8% | $3,827-70.3% | $4,779-76.2% |
| Participant deferral / active EE | $2,374 | $5,507-56.9% | $4,672-49.2% | $5,609-57.7% |
| Admin fee / account holder | $17,242 | $11,458+50.5% | $8,548+101.7% | $10,828+59.2% |