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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,562 | $152,612-36.7% | $125,192-22.9% | $152,897-36.8% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.5%-15.8pp |
| Annual return | 12.60% | 54.85%-42.3pp | 43.79%-31.2pp | 345.43%-332.8pp |
| Employer contribution / active EE | $1,196 | $4,947-75.8% | $3,866-69.1% | $4,764-74.9% |
| Participant deferral / active EE | $2,750 | $5,868-53.1% | $4,937-44.3% | $5,851-53.0% |
| Admin fee / account holder | $30,236 | $13,437+125.0% | $9,704+211.6% | $11,599+160.7% |