See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK8 years Service code 27 · EIN 48-0962626 | Advisory (Plan) | $52,968 |
KERBER, ECK & BRAECKEL LLP5 years Filed as: KERBER ECK & BRAECKEL LLP Service code 10 · EIN 43-0352985 | Accounting | $19,900 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $4,573 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,747 | $96,484+20.0% | $156,263-25.9% | $74,304+55.8% |
| Participation rate | 54.5% | 67.7%-13.2pp | 78.9%-24.4pp | 60.3%-5.8pp |
| Annual return | 13.10% | 17.73%-4.6pp | 59.47%-46.4pp | 29.43%-16.3pp |
| Employer contribution / active EE | $1,669 | $2,528-34.0% | $4,333-61.5% | $2,241-25.5% |
| Participant deferral / active EE | $3,374 | $4,286-21.3% | $6,158-45.2% | $3,767-10.4% |
| Admin fee / account holder | $545 | $3,728-85.4% | $14,255-96.2% | $2,969-81.6% |