See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK5 years Service code 27 · EIN 48-0962626 | Advisory (Plan) | $37,583 |
KERBER, ECK & BRAECKEL LLP2 years Filed as: KERBER ECK & BRAECKEL LLP Service code 10 · EIN 43-0352985 | Accounting | $16,751 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $2,761 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,607 | $86,655+8.0% | $119,609-21.7% | $66,914+39.9% |
| Participation rate | 62.2% | 75.6%-13.3pp | 79.3%-17.0pp | 69.8%-7.6pp |
| Annual return | -16.92% | -8.00%-8.9pp | -14.97%-2.0pp | 1.58%-18.5pp |
| Employer contribution / active EE | $1,906 | $2,536-24.8% | $4,232-55.0% | $2,544-25.1% |
| Participant deferral / active EE | $3,884 | $4,358-10.9% | $5,602-30.7% | $4,237-8.3% |
| Admin fee / account holder | $426 | $755-43.5% | $10,323-95.9% | $593-28.2% |