See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK6 years Service code 27 · EIN 48-0962626 | Advisory (Plan) | $40,377 |
KERBER, ECK & BRAECKEL LLP3 years Filed as: KERBER ECK & BRAECKEL LLP Service code 10 · EIN 43-0352985 | Accounting | $17,750 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $3,605 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,444 | $82,978+28.3% | $129,995-18.1% | $71,457+49.0% |
| Participation rate | 60.7% | 74.1%-13.3pp | 78.5%-17.7pp | 67.9%-7.2pp |
| Annual return | 16.92% | 20.60%-3.7pp | -137.18%+154.1pp | 28.85%-11.9pp |
| Employer contribution / active EE | $1,758 | $2,622-32.9% | $4,320-59.3% | $2,588-32.1% |
| Participant deferral / active EE | $3,633 | $4,432-18.0% | $5,820-37.6% | $4,289-15.3% |
| Admin fee / account holder | $432 | $1,729-75.0% | $10,614-95.9% | $1,587-72.8% |