See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMERCE BANK7 years Service code 27 · EIN 48-0962626 | Advisory (Plan) | $47,067 |
KERBER, ECK & BRAECKEL LLP4 years Filed as: KERBER ECK & BRAECKEL LLP Service code 10 · EIN 43-0352985 | Accounting | $18,900 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $4,723 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,587 | $88,083+35.8% | $164,813-27.4% | $74,495+60.5% |
| Participation rate | 55.8% | 73.0%-17.2pp | 78.6%-22.8pp | 67.2%-11.4pp |
| Annual return | 12.61% | 17.26%-4.7pp | 69.93%-57.3pp | 1364.94%-1352.3pp |
| Employer contribution / active EE | $1,720 | $2,593-33.7% | $4,341-60.4% | $2,623-34.4% |
| Participant deferral / active EE | $3,571 | $4,498-20.6% | $6,031-40.8% | $4,346-17.8% |
| Admin fee / account holder | $501 | $2,234-77.6% | $12,690-96.0% | $1,942-74.2% |