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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,742 | $54,541+62.7% | $78,778+12.6% | $70,126+26.5% |
| Participation rate | 68.0% | 60.8%+7.2pp | 69.2%-1.2pp | 69.5%-1.5pp |
| Annual return | 14.89% | 21.07%-6.2pp | 35.62%-20.7pp | 73.15%-58.3pp |
| Employer contribution / active EE | $1,772 | $1,089+62.7% | $1,986-10.8% | $2,343-24.4% |
| Participant deferral / active EE | $4,657 | $2,210+110.7% | $2,958+57.4% | $3,332+39.8% |
| Admin fee / account holder | $52,130 | $3,709+1305.7% | $5,134+915.4% | $4,645+1022.2% |