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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,522 | $48,364+105.8% | $71,796+38.6% | $62,881+58.3% |
| Participation rate | 58.8% | 60.6%-1.8pp | 69.1%-10.3pp | 69.3%-10.5pp |
| Annual return | 4.93% | 13.16%-8.2pp | 78.04%-73.1pp | 20.14%-15.2pp |
| Employer contribution / active EE | $1,166 | $1,042+11.9% | $1,924-39.4% | $2,281-48.9% |
| Participant deferral / active EE | $4,264 | $2,091+103.9% | $2,794+52.6% | $3,203+33.1% |
| Admin fee / account holder | $48,541 | $3,771+1187.1% | $4,815+908.1% | $4,296+1030.0% |