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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,357 | $50,947+77.4% | $74,551+21.2% | $64,173+40.8% |
| Participation rate | 47.2% | 61.1%-13.8pp | 69.1%-21.9pp | 69.6%-22.3pp |
| Annual return | -1.10% | -1.85%+0.8pp | 32.53%-33.6pp | 7.63%-8.7pp |
| Employer contribution / active EE | $1,010 | $1,115-9.5% | $1,961-48.5% | $2,381-57.6% |
| Participant deferral / active EE | $2,870 | $2,302+24.7% | $3,108-7.7% | $3,470-17.3% |
| Admin fee / account holder | $0 | $4,221-100.0% | $5,059-100.0% | $4,887-100.0% |