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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,971 | $71,526+35.6% | $98,450-1.5% | $71,495+35.6% |
| Participation rate | 62.6% | 72.7%-10.1pp | 75.2%-12.6pp | 67.9%-5.3pp |
| Annual return | 16.59% | 32.42%-15.8pp | 21.16%-4.6pp | 28.85%-12.3pp |
| Employer contribution / active EE | $1,571 | $2,400-34.5% | $3,049-48.5% | $2,589-39.3% |
| Participant deferral / active EE | $4,528 | $4,110+10.2% | $4,739-4.5% | $4,291+5.5% |
| Admin fee / account holder | $24,982 | $1,675+1391.3% | $8,961+178.8% | $1,588+1473.5% |