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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,642 | $61,660+64.8% | $80,022+27.0% | $64,173+58.4% |
| Participation rate | 78.5% | 71.7%+6.8pp | 75.8%+2.6pp | 69.6%+8.9pp |
| Annual return | -8.73% | -0.33%-8.4pp | 11.22%-19.9pp | 7.63%-16.4pp |
| Employer contribution / active EE | $569 | $1,810-68.6% | $2,468-76.9% | $2,381-76.1% |
| Participant deferral / active EE | $5,038 | $2,968+69.8% | $3,686+36.7% | $3,470+45.2% |
| Admin fee / account holder | $8,121 | $5,417+49.9% | $6,521+24.5% | $4,887+66.2% |