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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,958 | $58,828+61.4% | $78,002+21.7% | $62,881+51.0% |
| Participation rate | 93.0% | 71.1%+21.9pp | 75.5%+17.5pp | 69.3%+23.7pp |
| Annual return | 2.47% | 17.16%-14.7pp | 425.99%-423.5pp | 20.14%-17.7pp |
| Employer contribution / active EE | $458 | $1,672-72.6% | $2,470-81.5% | $2,281-79.9% |
| Participant deferral / active EE | $5,262 | $2,686+95.9% | $3,497+50.5% | $3,203+64.3% |
| Admin fee / account holder | $9,636 | $4,393+119.3% | $5,481+75.8% | $4,296+124.3% |