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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,318 | $97,550+106.4% | $120,344+67.3% | $87,485+130.1% |
| Participation rate | 93.4% | 72.8%+20.6pp | 76.7%+16.7pp | 68.9%+24.5pp |
| Annual return | 7.96% | 18.41%-10.4pp | 20.30%-12.3pp | 26.06%-18.1pp |
| Employer contribution / active EE | $3,114 | $2,291+35.9% | $3,020+3.1% | $2,596+19.9% |
| Participant deferral / active EE | $4,317 | $4,230+2.1% | $5,135-15.9% | $4,274+1.0% |
| Admin fee / account holder | $21,728 | $9,543+127.7% | $12,742+70.5% | $7,775+179.5% |