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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,318 | $104,098+93.4% | $140,514+43.3% | $94,015+114.1% |
| Participation rate | 93.4% | 73.7%+19.7pp | 77.8%+15.6pp | 70.8%+22.6pp |
| Annual return | 7.96% | 15.14%-7.2pp | 14.36%-6.4pp | 17.84%-9.9pp |
| Employer contribution / active EE | $3,114 | $2,388+30.4% | $3,378-7.8% | $2,790+11.6% |
| Participant deferral / active EE | $4,317 | $4,033+7.0% | $4,919-12.2% | $4,249+1.6% |
| Admin fee / account holder | $21,728 | $10,439+108.1% | $13,697+58.6% | $8,951+142.7% |