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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,318 | $95,453+110.9% | $112,040+79.7% | $82,448+144.2% |
| Participation rate | 93.4% | 72.8%+20.7pp | 76.5%+16.9pp | 68.1%+25.4pp |
| Annual return | 7.96% | 23.92%-16.0pp | 24.52%-16.6pp | 41.64%-33.7pp |
| Employer contribution / active EE | $3,114 | $2,318+34.3% | $2,954+5.4% | $2,551+22.1% |
| Participant deferral / active EE | $4,317 | $4,224+2.2% | $5,098-15.3% | $4,139+4.3% |
| Admin fee / account holder | $21,728 | $9,013+141.1% | $12,098+79.6% | $7,234+200.3% |