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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,709 | $68,681-62.6% | $86,615-70.3% | $85,847-70.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 9.12% | 20.12%-11.0pp | 63.51%-54.4pp | 318.61%-309.5pp |
| Employer contribution / active EE | $915 | $1,880-51.3% | $2,496-63.3% | $2,565-64.3% |
| Participant deferral / active EE | $1,311 | $2,919-55.1% | $3,699-64.6% | $3,952-66.8% |
| Admin fee / account holder | $2,151 | $5,974-64.0% | $5,830-63.1% | $6,261-65.6% |