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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,546 | $63,773-64.6% | $81,286-72.3% | $80,925-72.1% |
| Participation rate | 80.6% | 63.9%+16.7pp | 69.5%+11.1pp | 67.7%+13.0pp |
| Annual return | 8.26% | 16.37%-8.1pp | 24.80%-16.5pp | 35.65%-27.4pp |
| Employer contribution / active EE | $863 | $1,979-56.4% | $2,463-65.0% | $2,756-68.7% |
| Participant deferral / active EE | $1,184 | $3,093-61.7% | $3,883-69.5% | $4,299-72.4% |
| Admin fee / account holder | $4,781 | $5,682-15.9% | $5,764-17.1% | $6,940-31.1% |