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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,516 | $58,099-54.4% | $76,872-65.5% | $75,173-64.7% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.6%+30.4pp | 67.2%+32.8pp |
| Annual return | 12.04% | 26.71%-14.7pp | 37.90%-25.9pp | 160.72%-148.7pp |
| Employer contribution / active EE | $965 | $1,996-51.6% | $2,533-61.9% | $2,671-63.9% |
| Participant deferral / active EE | $1,580 | $2,999-47.3% | $3,832-58.8% | $4,126-61.7% |
| Admin fee / account holder | $1,594 | $4,778-66.6% | $5,476-70.9% | $5,651-71.8% |