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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,452 | $142,354+167.3% | $125,529+203.1% | $155,188+145.2% |
| Participation rate | 94.7% | 78.1%+16.7pp | 74.7%+20.0pp | 80.8%+13.9pp |
| Annual return | 15.52% | 306.06%-290.5pp | 202.56%-187.0pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,363 | $3,501-61.1% | $3,058-55.4% | $4,248-67.9% |
| Participant deferral / active EE | $6,361 | $5,491+15.9% | $4,813+32.2% | $6,531-2.6% |
| Admin fee / account holder | $25,164 | $19,392+29.8% | $16,298+54.4% | $14,480+73.8% |