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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,482 | $118,488+135.9% | $98,462+183.8% | $139,487+100.4% |
| Participation rate | 85.0% | 77.5%+7.5pp | 75.2%+9.8pp | 80.3%+4.7pp |
| Annual return | 19.44% | 18.96%+0.5pp | 21.17%-1.7pp | 373.84%-354.4pp |
| Employer contribution / active EE | $1,114 | $3,611-69.2% | $3,049-63.5% | $4,755-76.6% |
| Participant deferral / active EE | $5,252 | $5,393-2.6% | $4,738+10.8% | $6,713-21.8% |
| Admin fee / account holder | $14,692 | $13,868+5.9% | $8,875+65.5% | $11,407+28.8% |