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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,698 | $127,790+115.0% | $106,554+157.8% | $167,553+63.9% |
| Participation rate | 91.7% | 78.3%+13.4pp | 76.1%+15.5pp | 82.1%+9.6pp |
| Annual return | 14.00% | 33.88%-19.9pp | 26.80%-12.8pp | 478.89%-464.9pp |
| Employer contribution / active EE | $1,354 | $3,427-60.5% | $2,819-52.0% | $4,840-72.0% |
| Participant deferral / active EE | $5,335 | $5,088+4.8% | $4,398+21.3% | $6,343-15.9% |
| Admin fee / account holder | $25,907 | $11,231+130.7% | $7,408+249.7% | $12,316+110.3% |