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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,283 | $105,866+122.2% | $90,766+159.2% | $134,545+74.9% |
| Participation rate | 90.0% | 78.3%+11.7pp | 75.7%+14.3pp | 81.2%+8.8pp |
| Annual return | -20.42% | -10.99%-9.4pp | -12.16%-8.3pp | 418.37%-438.8pp |
| Employer contribution / active EE | $1,388 | $3,464-59.9% | $2,922-52.5% | $4,742-70.7% |
| Participant deferral / active EE | $6,502 | $5,217+24.6% | $4,565+42.4% | $6,401+1.6% |
| Admin fee / account holder | $25,206 | $13,938+80.9% | $8,446+198.4% | $11,431+120.5% |