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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,546 | $124,980-54.8% | $108,359-47.8% | $154,746-63.5% |
| Participation rate | 77.3% | 75.2%+2.1pp | 70.1%+7.2pp | 80.7%-3.4pp |
| Annual return | 16.84% | 45.00%-28.2pp | 36.89%-20.1pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,404 | $2,851-50.7% | $2,399-41.5% | $4,379-67.9% |
| Participant deferral / active EE | $1,199 | $4,743-74.7% | $4,137-71.0% | $6,730-82.2% |
| Admin fee / account holder | $612 | $11,502-94.7% | $9,741-93.7% | $14,365-95.7% |