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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,285 | $93,346-71.8% | $71,796-63.4% | $273,972-90.4% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.1%-9.1pp | 83.0%-23.0pp |
| Annual return | 13.40% | 130.39%-117.0pp | 78.04%-64.6pp | 41.46%-28.1pp |
| Employer contribution / active EE | $1,303 | $2,733-52.3% | $1,924-32.3% | $4,869-73.2% |
| Participant deferral / active EE | $5,089 | $3,475+46.4% | $2,794+82.1% | $5,287-3.8% |
| Admin fee / account holder | $2,333 | $6,571-64.5% | $4,815-51.5% | $10,133-77.0% |