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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,407 | $63,346-22.0% | $92,240-46.4% | $70,126-29.5% |
| Participation rate | 50.0% | 68.7%-18.7pp | 76.5%-26.5pp | 69.5%-19.5pp |
| Annual return | 16.27% | 530.19%-513.9pp | 176.29%-160.0pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,864 | $2,471-24.6% | $3,680-49.4% | $2,343-20.4% |
| Participant deferral / active EE | $4,161 | $2,854+45.8% | $3,897+6.8% | $3,332+24.9% |
| Admin fee / account holder | $2,461 | $3,841-35.9% | $5,194-52.6% | $4,645-47.0% |