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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,719 | $57,352-36.0% | $83,831-56.2% | $64,173-42.8% |
| Participation rate | 46.5% | 68.6%-22.1pp | 76.1%-29.7pp | 69.6%-23.1pp |
| Annual return | -6.43% | 11.38%-17.8pp | 850.99%-857.4pp | 7.63%-14.1pp |
| Employer contribution / active EE | $2,511 | $2,546-1.4% | $3,631-30.9% | $2,381+5.5% |
| Participant deferral / active EE | $5,891 | $2,993+96.8% | $4,082+44.3% | $3,470+69.8% |
| Admin fee / account holder | $10,447 | $4,046+158.2% | $5,479+90.7% | $4,887+113.7% |