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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,788 | $52,678-54.8% | $75,784-68.6% | $59,633-60.1% |
| Participation rate | 75.7% | 67.2%+8.4pp | 75.8%-0.1pp | 68.7%+7.0pp |
| Annual return | -3.12% | 2.95%-6.1pp | 9.68%-12.8pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $2,303 | $2,193+5.0% | $3,323-30.7% | $2,203+4.5% |
| Participant deferral / active EE | $5,081 | $2,591+96.1% | $3,652+39.1% | $3,192+59.2% |
| Admin fee / account holder | $3,590 | $3,610-0.6% | $5,300-32.3% | $4,297-16.5% |