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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,257 | $108,942+75.6% | $100,415+90.5% | $145,897+31.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.69% | 58.27%-40.6pp | 49.47%-31.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $6,114 | $4,422+38.3% | $3,943+55.1% | $4,663+31.1% |
| Participant deferral / active EE | $11,589 | $8,461+37.0% | $8,091+43.2% | $6,689+73.2% |
| Admin fee / account holder | $4,732 | $9,702-51.2% | $7,906-40.2% | $13,390-64.7% |