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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,257 | $108,912+75.6% | $100,383+90.5% | $145,959+31.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.69% | 57.96%-40.3pp | 49.26%-31.6pp | 561.95%-544.3pp |
| Employer contribution / active EE | $6,114 | $4,423+38.2% | $3,944+55.0% | $4,661+31.2% |
| Participant deferral / active EE | $11,589 | $8,451+37.1% | $8,086+43.3% | $6,689+73.3% |
| Admin fee / account holder | $4,732 | $9,690-51.2% | $7,900-40.1% | $13,398-64.7% |