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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,439 | $115,903-68.6% | $100,528-63.8% | $158,966-77.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 19.84% | 34.80%-15.0pp | 30.90%-11.1pp | 302.95%-283.1pp |
| Employer contribution / active EE | $2,577 | $4,105-37.2% | $3,419-24.6% | $4,762-45.9% |
| Participant deferral / active EE | $7,810 | $6,677+17.0% | $6,271+24.5% | $5,983+30.5% |
| Admin fee / account holder | $456 | $11,000-95.9% | $8,084-94.4% | $11,250-95.9% |