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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,943 | $162,136-2.0% | $152,301+4.4% | $154,746+2.7% |
| Participation rate | 60.9% | 84.1%-23.2pp | 82.4%-21.6pp | 80.7%-19.8pp |
| Annual return | 13.77% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.6pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,266 | $8,341-12.9% | $8,004-9.2% | $6,730+8.0% |
| Admin fee / account holder | $58,860 | $15,759+273.5% | $14,398+308.8% | $14,365+309.7% |