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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,209 | $165,381-16.4% | $149,730-7.7% | $158,966-13.1% |
| Participation rate | 70.8% | 84.6%-13.7pp | 82.5%-11.6pp | 82.0%-11.1pp |
| Annual return | 18.31% | 348.29%-330.0pp | 276.70%-258.4pp | 302.95%-284.6pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,933 | $7,182-3.5% | $6,843+1.3% | $5,983+15.9% |
| Admin fee / account holder | $677 | $10,809-93.7% | $9,310-92.7% | $11,250-94.0% |