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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,390 | $113,338-50.2% | $94,993-40.6% | $147,586-61.8% |
| Participation rate | 78.6% | 78.0%+0.6pp | 73.9%+4.7pp | 82.8%-4.3pp |
| Annual return | 20.71% | 20.80%-0.1pp | 27.14%-6.4pp | 578.59%-557.9pp |
| Employer contribution / active EE | $6,018 | $3,160+90.4% | $2,603+131.1% | $4,876+23.4% |
| Participant deferral / active EE | $5,413 | $3,777+43.3% | $3,317+63.2% | $5,439-0.5% |
| Admin fee / account holder | $1,579 | $6,063-74.0% | $4,960-68.2% | $10,886-85.5% |