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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,796 | $121,701-29.5% | $104,639-18.0% | $158,982-46.0% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 15.75% | 465.72%-450.0pp | 340.67%-324.9pp | 302.99%-287.2pp |
| Employer contribution / active EE | $7,289 | $3,165+130.3% | $2,682+171.8% | $4,763+53.0% |
| Participant deferral / active EE | $6,013 | $4,176+44.0% | $3,738+60.9% | $5,983+0.5% |
| Admin fee / account holder | $1,006 | $7,778-87.1% | $6,465-84.4% | $11,252-91.1% |