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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,396 | $117,444-38.4% | $99,479-27.2% | $152,909-52.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 21.81% | 31.87%-10.1pp | 30.72%-8.9pp | 345.46%-323.7pp |
| Employer contribution / active EE | $6,306 | $3,014+109.2% | $2,540+148.2% | $4,764+32.4% |
| Participant deferral / active EE | $4,167 | $4,086+2.0% | $3,619+15.1% | $5,851-28.8% |
| Admin fee / account holder | $1,221 | $7,635-84.0% | $6,253-80.5% | $11,601-89.5% |