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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,776 | $155,555+0.8% | $146,866+6.7% | $155,188+1.0% |
| Participation rate | 47.6% | 84.0%-36.3pp | 82.5%-34.9pp | 80.8%-33.2pp |
| Annual return | 17.49% | 115.41%-97.9pp | 102.85%-85.4pp | 148.84%-131.3pp |
| Employer contribution / active EE | $1,030 | $4,647-77.8% | $4,425-76.7% | $4,248-75.8% |
| Participant deferral / active EE | $3,644 | $8,044-54.7% | $7,759-53.0% | $6,531-44.2% |
| Admin fee / account holder | $2,644 | $14,755-82.1% | $13,620-80.6% | $14,480-81.7% |