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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,776 | $162,136-3.3% | $152,301+2.9% | $154,746+1.3% |
| Participation rate | 47.6% | 84.1%-36.5pp | 82.4%-34.8pp | 80.7%-33.1pp |
| Annual return | 17.49% | 91.02%-73.5pp | 80.50%-63.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $1,030 | $4,890-78.9% | $4,624-77.7% | $4,379-76.5% |
| Participant deferral / active EE | $3,644 | $8,341-56.3% | $8,004-54.5% | $6,730-45.9% |
| Admin fee / account holder | $2,644 | $15,759-83.2% | $14,398-81.6% | $14,365-81.6% |