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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,776 | $156,398+0.2% | $147,318+6.4% | $138,895+12.9% |
| Participation rate | 47.6% | 83.8%-36.1pp | 82.1%-34.4pp | 79.9%-32.3pp |
| Annual return | 17.49% | 78.75%-61.3pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,030 | $4,853-78.8% | $4,593-77.6% | $4,194-75.5% |
| Participant deferral / active EE | $3,644 | $8,237-55.8% | $7,906-53.9% | $6,396-43.0% |
| Admin fee / account holder | $2,644 | $14,976-82.3% | $13,708-80.7% | $12,562-79.0% |