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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,976 | $102,638+185.4% | $81,991+257.3% | $158,966+84.3% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.3%+10.7pp | 82.0%-2.0pp |
| Annual return | 10.10% | 61.05%-51.0pp | 41.31%-31.2pp | 302.95%-292.8pp |
| Employer contribution / active EE | $1,993 | $3,241-38.5% | $2,498-20.2% | $4,762-58.1% |
| Participant deferral / active EE | $4,908 | $4,649+5.6% | $3,722+31.9% | $5,983-18.0% |
| Admin fee / account holder | $43,777 | $8,237+431.4% | $5,665+672.8% | $11,250+289.1% |