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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,047 | $75,935+126.6% | $60,547+184.2% | $125,389+37.2% |
| Participation rate | 83.3% | 76.5%+6.8pp | 68.0%+15.4pp | 83.2%+0.1pp |
| Annual return | -1.68% | -5.38%+3.7pp | 335.64%-337.3pp | 282.24%-283.9pp |
| Employer contribution / active EE | $2,950 | $3,438-14.2% | $2,419+21.9% | $4,866-39.4% |
| Participant deferral / active EE | $5,460 | $4,506+21.2% | $3,328+64.1% | $5,352+2.0% |
| Admin fee / account holder | $1,624 | $6,768-76.0% | $4,536-64.2% | $9,541-83.0% |