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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,728 | $96,508+206.4% | $75,901+289.6% | $152,897+93.4% |
| Participation rate | 80.0% | 76.2%+3.8pp | 69.3%+10.7pp | 82.5%-2.5pp |
| Annual return | 13.77% | 33.99%-20.2pp | 30.76%-17.0pp | 345.43%-331.7pp |
| Employer contribution / active EE | $2,964 | $3,310-10.5% | $2,501+18.5% | $4,764-37.8% |
| Participant deferral / active EE | $6,687 | $4,554+46.8% | $3,603+85.6% | $5,851+14.3% |
| Admin fee / account holder | $28,840 | $8,081+256.9% | $5,420+432.1% | $11,599+148.6% |