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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,188 | $83,337+129.4% | $67,834+181.8% | $273,972-30.2% |
| Participation rate | 83.3% | 76.4%+6.9pp | 68.8%+14.5pp | 83.0%+0.3pp |
| Annual return | 5.31% | 259.45%-254.1pp | 138.47%-133.2pp | 41.46%-36.1pp |
| Employer contribution / active EE | $2,777 | $3,287-15.5% | $2,403+15.6% | $4,869-43.0% |
| Participant deferral / active EE | $5,554 | $4,088+35.9% | $3,160+75.8% | $5,287+5.0% |
| Admin fee / account holder | $1,686 | $6,752-75.0% | $4,622-63.5% | $10,133-83.4% |