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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,657 | $90,614-16.5% | $76,089-0.6% | $145,877-48.1% |
| Participation rate | 94.7% | 74.5%+20.2pp | 69.1%+25.6pp | 80.3%+14.4pp |
| Annual return | 13.50% | 623.80%-610.3pp | 360.94%-347.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,158 | $3,324-35.1% | $2,690-19.8% | $4,663-53.7% |
| Participant deferral / active EE | $9,112 | $5,168+76.3% | $4,259+113.9% | $6,691+36.2% |
| Admin fee / account holder | $529 | $8,376-93.7% | $6,418-91.8% | $13,402-96.0% |