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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,034 | $85,024-12.9% | $70,544+4.9% | $139,466-46.9% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 17.27% | 30.39%-13.1pp | 32.79%-15.5pp | 373.66%-356.4pp |
| Employer contribution / active EE | $18,938 | $3,912+384.1% | $2,976+536.4% | $4,754+298.4% |
| Participant deferral / active EE | $7,625 | $5,891+29.4% | $4,568+66.9% | $6,712+13.6% |
| Admin fee / account holder | $1,211 | $8,928-86.4% | $6,427-81.2% | $11,409-89.4% |