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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,705 | $102,638-66.2% | $81,982-57.7% | $158,982-78.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 31.35% | 61.05%-29.7pp | 41.31%-10.0pp | 302.99%-271.6pp |
| Employer contribution / active EE | $19,124 | $3,241+490.1% | $2,498+665.4% | $4,763+301.5% |
| Participant deferral / active EE | $6,171 | $4,649+32.7% | $3,722+65.8% | $5,983+3.1% |
| Admin fee / account holder | $704 | $8,237-91.5% | $5,665-87.6% | $11,252-93.7% |