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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 27 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556 | Advisory (Plan) | $28,872 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $10,401 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,138 |
THE FINWAY GROUP4 years Filed as: THE FINWAY GROUP LLC Service code 13 · EIN 42-1468222 5625 MILLS CIVIC PARKWAY STE 101 · W DES MOINES, IA 50266 | Contract Administrator | $750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,573 | $62,715+14.1% | $104,301-31.4% | $66,930+6.9% |
| Participation rate | 70.5% | 59.6%+10.9pp | 73.3%-2.8pp | 69.8%+0.7pp |
| Annual return | -16.66% | -14.70%-2.0pp | 24.61%-41.3pp | 1.57%-18.2pp |
| Employer contribution / active EE | $1,798 | $1,976-9.0% | $3,373-46.7% | $2,545-29.4% |
| Participant deferral / active EE | $3,226 | $2,852+13.1% | $4,626-30.3% | $4,238-23.9% |
| Admin fee / account holder | $399 | $657-39.3% | $7,340-94.6% | $593-32.8% |