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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,542 | $65,557-38.2% | $105,738-61.7% | $56,287-28.0% |
| Participation rate | 88.2% | 63.4%+24.8pp | 76.3%+11.9pp | 69.9%+18.4pp |
| Annual return | -8.76% | -1.32%-7.4pp | 6.27%-15.0pp | -9.96%+1.2pp |
| Employer contribution / active EE | $1,365 | $1,788-23.7% | $3,268-58.2% | $2,111-35.3% |
| Participant deferral / active EE | $2,381 | $2,418-1.5% | $4,080-41.7% | $3,350-28.9% |
| Admin fee / account holder | $2,986 | $561+431.9% | $6,913-56.8% | $521+473.2% |