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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,589 | $124,425-29.6% | $112,040-21.8% | $137,256-36.2% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 17.13% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $1,897 | $3,411-44.4% | $2,954-35.8% | $4,156-54.4% |
| Participant deferral / active EE | $2,955 | $5,718-48.3% | $5,098-42.0% | $6,407-53.9% |
| Admin fee / account holder | $888 | $15,207-94.2% | $12,098-92.7% | $12,270-92.8% |