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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,502 | $117,895-39.4% | $102,460-30.2% | $145,897-51.0% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 13.70% | 31.92%-18.2pp | 29.47%-15.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,528 | $3,619-57.8% | $3,025-49.5% | $4,663-67.2% |
| Participant deferral / active EE | $2,235 | $5,736-61.0% | $5,056-55.8% | $6,689-66.6% |
| Admin fee / account holder | $759 | $13,353-94.3% | $9,460-92.0% | $13,390-94.3% |