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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,913 | $110,212-46.5% | $96,534-39.0% | $139,466-57.8% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 17.62% | 26.42%-8.8pp | 25.88%-8.3pp | 373.66%-356.0pp |
| Employer contribution / active EE | $1,475 | $3,620-59.2% | $2,965-50.3% | $4,754-69.0% |
| Participant deferral / active EE | $2,047 | $5,547-63.1% | $4,851-57.8% | $6,712-69.5% |
| Admin fee / account holder | $2,575 | $11,599-77.8% | $8,253-68.8% | $11,409-77.4% |