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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,570 | $43,075-61.5% | $74,577-77.8% | $62,881-73.6% |
| Participation rate | 79.2% | 58.1%+21.1pp | 68.1%+11.1pp | 69.3%+9.9pp |
| Annual return | 12.85% | 17.50%-4.7pp | 20.47%-7.6pp | 20.14%-7.3pp |
| Employer contribution / active EE | $1,095 | $1,498-26.9% | $2,525-56.7% | $2,281-52.0% |
| Participant deferral / active EE | $2,418 | $2,389+1.2% | $3,458-30.1% | $3,203-24.5% |
| Admin fee / account holder | $3,519 | $2,840+23.9% | $4,138-15.0% | $4,296-18.1% |