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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,470 | $45,126+16.3% | $85,187-38.4% | $74,459-29.5% |
| Participation rate | 57.5% | 49.4%+8.2pp | 67.5%-10.0pp | 67.2%-9.7pp |
| Annual return | 13.45% | 26.30%-12.9pp | 66.67%-53.2pp | 1369.70%-1356.3pp |
| Employer contribution / active EE | $1,744 | $1,460+19.5% | $2,732-36.2% | $2,626-33.6% |
| Participant deferral / active EE | $3,180 | $2,738+16.1% | $4,525-29.7% | $4,350-26.9% |
| Admin fee / account holder | $13,255 | $2,212+499.3% | $6,162+115.1% | $1,945+581.6% |